Advanced Credit Scoring

Advanced Credit Scoring

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I have spent the last twenty years selling credit information to banks, credit unions, and mortgage companies. I have heard every credit situation and continue to see something new every day. I will share with you the history of the Three major repositories, from how they started to who owns them now. I will explain what I know about the different scoring models and what strategies I have used for my clients to help build strong credit files that will allow you to live a better life. More than ever we are living in a world that makes snap decisions and the quickest way to be dismissed is with a low credit score. If you are trying to get a job, and you are one of five they are selecting from, you want to be the one with the best credit.Question: Answer: Question: Answer: Question: Answer: What debt should I pay off first to improve my credit score? Start with any debt that has ever had a late payment. ... If another credit card is needed then open a new one. (But not immediately before applying for a loan also keep the oldest credit card regardless of payment history) Why do I have a bunch of accounts that are not mine on my report?


Title:Advanced Credit Scoring
Author: Dave Sullivan
Publisher:Lulu.com - 2011-06-01
ISBN-13:

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